Just dropping my two shakes, If you are going from one town to another you should do some hunting or gathering between towns so that is potentially 5 gold per trip with the right clades and rep that goes up to 8 gold a trip and or a good chunk of materials for crafters.
2 Rep and 10 clade exp for me is good enough since you will want to do many rep runs and leveling your clade passively rather than actively may be a good thing especially for mages who until getting thunderlash are going to be crying trying to farm clade. My friend has 12 Clade points and I just reached 7 and I've been playing (actually ingame) nearly 50 hours more than him.
I would split the parcel rewards into 4 options:
1. 2 Rep 10 clade points
2. 1 rep 30 clade points
3. 0 rep 50 clade points
4. 0 rep 0 clade points 1-5g
I value 1 rep for 20 clade but I understand not wanting to power level clades however as I said, mages get the short end of the stick and unless we get 1-2 rep from player kills while healing I'm going to have to ask for something to fill that void. when a warrior deals 42+ dmg with a bone sword and can make this attack 3 times in the same time I deal 39-42 dmg with a spell (Outburst) when maxed out in my skill and my attacks can be interrupted my only option is to slow grind or slap an attack on bandits and share clade experience with someone who can kill four bandits and walk away with half hp, while I am sweating bullets killing one bandit.