In larger guilds many people don´t want to give out their password, becuase there could be a spy in the guild, that steal stuff or rob the house before he leaves the guild.
That is why we should be able to place guild chests in addition to access chests in normal houses, that everyone of the guild can access.
Another idea would be to seperate the password for the access chests and the door of the house, so all guildmates can enter the building and use the guild chest, if you not know if they are trustworthy enough to get the password for the access chests, but want them to be able to use your house.
Third option would be a second door to a seperate room or floor with a second password.
A room for trusted Members.
That is why we should be able to place guild chests in addition to access chests in normal houses, that everyone of the guild can access.
Another idea would be to seperate the password for the access chests and the door of the house, so all guildmates can enter the building and use the guild chest, if you not know if they are trustworthy enough to get the password for the access chests, but want them to be able to use your house.
Third option would be a second door to a seperate room or floor with a second password.
A room for trusted Members.
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